Retail Credit Cards in Canada

• Canadian Tire
  
  • Canadian Tire Card
  
  
• Hudson’s Bay Company
  
  • HBC Credit Card
  
  
• Irving Oil
  
  • Irving Oil Card
  
  
• Sears Canada
  
  • Sears Card

May 2010 - Best Cashback Cards in Current Market

The subprime crisis has seen card issuers reduced the cash back incentives on their card products. This post lists currently the best cashback cards in the market, as of May 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

• 1% cash back annually 
  
• No annual fee
• Citi Price Protection 
  
• Application online

MBNA PremierRewards Platinum Plus MasterCard

• 1% cash back annually 
• No annual fee
• Exclusive platinum benefits and peace of mind 
• Application online

Scotia L'earn Visa for Student

• 0.25% cash back annually on total purchases up to $500  
• 0.5% cash back on next $500
• 1% cash back on remainder beyond $1,000
  
• No annual fee
• Secured VISA card option avaliable 
  
• Application online

Capital One Cash Back Platinum MasterCard

• 0.5% cash back annually on total purchases up to $3,000  
• 1% cash back annually on total purchases above $3,000
• No annual fee
• Application online

Capital One Miles Platinum MasterCard

• Get 1 reward mile for every $1 spent on purchases 
• Rewards miles can redeem to travel, cash, merchandise, or gift cards
• No annual fee
• Not available to residents of QC, NT, NU, or YT
• Application online
  

TD Rebate Rewards Visa Card

• 0.5% cash back annually on total purchases up to $3,000  
• 1% cash back annually on total purchases above $3,000
• No annual fee
• Preferred rate at Budget Rent A Car
• Application online

Amex Costco TrueEarnings Card

• 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
• 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
• 3% cash back on eligible restaurant purchase
• No annual fee
• Application online
  

CIBC Dividend Card

• 0.25% cash back annually on total purchases up to $1,500  
• 0.5% cash back annually on next $1,500
• 1% cash back on remainder beyond $3,000
• No annual fee
• $100,000 Common Carrier Accident Insurance
• AVIS car rental discounts up to 20% at participating locations
• Application online

No-fee Scotia Moneyback Visa

• 0.25% cash back annually on total purchases up to $1,500  
• 0.5% cash back on next $1,500
• 1% cash back on amount beyond $3,000
  
• No annual fee
• Application online
• Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards⁺ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

• 0.5% cash back
• 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
• Up to 25% rental discount at National Car Rental & Alamo Rent A Car
• No annual fee
• Application online

BMO SPC (Student Price Card) CashBack MasterCard

• 0.5% cash back
• 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
• 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
• No annual fee
• Application online