Monday, December 20, 2010

$50 Rebate for MBNA Smart Cash Card or Platinum Plus Card

If you are applying for a credit card now, I recommend you to apply for MBNA Smart Cash Card or Platinum Plus Card via GreatCanadianRebates.

Features of MBNA Smart Cash Card:
  • No annual fee
  • Annual interest rate 19.99% 
  • 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months
  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
  • Get up to 1% cash back for all other qualifying net retail purchases
Features of MBNA Platinum Plus Card:
  • No annual fee
  • Annual interest rate 17.99%
  • 0% introductory annual interest rate on balance transfers and cheque cash advances for 15 months

Here is another feature that is very important … actually that is the main reason I recommend it: once you make the 1st purchase with this card, GreatCanadianRebates will give you $50 rebate!

You can choose to receive the payment via check or PayPal.

From here you can enter GreatCanadianRebates. Then select the menu item of “Credit Cards & Insurance” on the left.

GreatCanadianRebates offers similar promotions for other credit cards. I personally like these two MBNA cards, but you can certainly choose any other card you like. The rebates they offer are all around $50.

One thing to mention is that, GreatCanadianRebates will ask you to register an account with email. The registration process is pretty easy and they give you $2 for just opening an account!

GreatCanadianRebates also offers a lot of rebates for different merchandise. Just check it out yourself then. Enjoy!

Friday, December 10, 2010

This post lists currently the best cashback cards in the market, as of December 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • 5,000 bonus reward miles on your first purchase; 1,000 anniversary bonus reward miles every year
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000, to a max of $25,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before January 31, 2011 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Wednesday, November 10, 2010

November 2010 - Best Cashback Cards in Current Market

This post lists currently the best cashback cards in the market, as of November 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • 5,000 bonus reward miles on your first purchase; 1,000 anniversary bonus reward miles every year
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000, to a max of $25,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before January 31, 2011 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Friday, October 1, 2010

October 2010 - Best Cashback Cards in Current Market

This post lists currently the best cashback cards in the market, as of October 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • 5,000 bonus reward miles on your first purchase; 1,000 anniversary bonus reward miles every year
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000, to a max of $25,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Thursday, September 9, 2010

September 2010 - Best Cashback Cards in Current Market

This post lists currently the best cashback cards in the market, as of September 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • 5,000 bonus reward miles on your first purchase; 1,000 anniversary bonus reward miles every year
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000, to a max of $25,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Thursday, August 5, 2010

August 2010 - Best Cashback Cards in Current Market

This post lists currently the best cashback cards in the market, as of August 2010.
If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • 5,000 bonus reward miles on your first purchase; 1,000 anniversary bonus reward miles every year
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000, to a max of $25,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Saturday, July 3, 2010

$40 Rebate for MBNA Smart Cash Card or Platinum Plus Card

If you are applying for a credit card now, I recommend you to apply for MBNA Smart Cash Card or Platinum Plus Card via GreatCanadianRebates.

Features of MBNA Smart Cash Card:
  • No annual fee
  • Annual interest rate 19.99% 
  • 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months
  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
  • Get up to 1% cash back for all other qualifying net retail purchases
Features of MBNA Platinum Plus Card:
  • No annual fee
  • Annual interest rate 17.99%
  • 0% introductory annual interest rate on balance transfers and cheque cash advances for 15 months

Here is another feature that is very important … actually that is the main reason I recommend it: once you make the 1st purchase with this card, GreatCanadianRebates will give you $40 rebate!

You can choose to receive the payment via check or PayPal.

From here you can enter GreatCanadianRebates. Then select the menu item of “Credit Cards & Insurance” on the left.

GreatCanadianRebates offers similar promotions for other credit cards. I personally like these two MBNA cards, but you can certainly choose any other card you like. The rebates they offer are all around $40.

One thing to mention is that, GreatCanadianRebates will ask you to register an account with email. The registration process is pretty easy and they give you $2 for just opening an account!

GreatCanadianRebates also offers a lot of rebates for different merchandise. Just check it out yourself then. Enjoy!

Thursday, July 1, 2010

July 2010 - Best Cashback Cards in Current Market

The Canadian economy has rebounded strong and Bank of Canada just increased the prime interest rate by 0.25% or 25 basis points in June.

This post lists currently the best cashback cards in the market, as of July 2010.

If you know any other great cashback cards, please feel free to share! Thanks.


Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • 5,000 bonus reward miles on your first purchase; 1,000 anniversary bonus reward miles every year
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000, to a max of $25,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Tuesday, June 15, 2010

Credit Bureaus In Canada

Here are the two major credit bureaus for consumers in Canada.
There is a third credit bureau Experian, who entered Canadian market briefly but exited in April 2009 due to the subprime crisis. By now Experian has not returned to Canada.

You can request your credit report from them ... actually you should before you apply a major credit facility such as mortgage. That way you can make sure there is no error in your credit report that could damage your possibility to get the loan approved.

Saturday, June 5, 2010

$40 Rebate for MBNA Platinum Card

If you are applying for a credit card now, I recommend you to apply for MBNA Platinum Card via GreatCanadianRebates.

Features of this credit card:
-    No annual fee
-    Annual interest rate 17.99%
-    Promotional cash advance and balance transfer rate of 1.99% in the first 4 months, with effective term up to 10 months

Here is another feature that is very important … actually that is the main reason I recommend it: once you make the 1st purchase with this card, GreatCanadianRebates will give you $40 rebate!

You can choose to receive the payment via check or PayPal.

From here you can enter GreatCanadianRebates. Then select the menu item of “Credit Cards & Insurance” on the left.

GreatCanadianRebates offers similar promotions for other credit cards. I personally like this MBNA one, but you can certainly choose any other card you like. The rebates they offer are all around $40.

One thing to mention is that, GreatCanadianRebates will ask you to register an account with email. The registration process is pretty easy and they give you $2 for just opening an account!

GreatCanadianRebates also offers a lot of rebates for different merchandise. Just check it out yourself then. Enjoy!

Tuesday, June 1, 2010

June 2010 - Best Cashback Cards in Current Market

The subprime crisis has seen card issuers reduced the cash back incentives on their card products. This post lists currently the best cashback cards in the market, as of June 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Saturday, May 15, 2010

Retail Credit Cards in Canada

  • Canadian Tire
    • Canadian Tire Card

  • Hudson’s Bay Company
    • HBC Credit Card

  • Irving Oil
    • Irving Oil Card

  • Sears Canada
    • Sears Card

Saturday, May 1, 2010

May 2010 - Best Cashback Cards in Current Market

The subprime crisis has seen card issuers reduced the cash back incentives on their card products. This post lists currently the best cashback cards in the market, as of May 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before October 31, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Thursday, April 15, 2010

Student Credit Cards in Canada

  • BMO Bank of Montreal
    • Mosaik MasterCard with 1% Cash Back Option
    • Mosaik MasterCard with Low Rate and Gold WestJet 1/$15 Air Miles option
    • Mosaik MasterCard with Low Rate and, 1% Cash Back Option
    • Mosaik MasterCard with Low Rate and, No Fee Reward option
    • Mosaik MasterCard with Low Rate and, Silver 1/$20 Air Miles option
    • Mosaik MasterCard with Gold WestJet 1/$15 Air Miles option
    • Mosaik MasterCard with No Fee Reward Option
    • Mosaik MasterCard with Silver 1/$20 Air Miles option

  • CIBC
    • CIBC Classic VISA Card for Students

  • Citizens Bank of Canada
    • Amnesty International Visa (student)
    • Oxfam Visa (student)
    • Shared Interest Visa (student)

  • Coast Capital Savings
    • Coast VISA Desjardins Student
    • Low Interest Rate Coast VISA Desjardins Student

  • Desjardins
    • Low Interest Rate VISA d.plan for Students
    • VISA d.plan for Students

  • Royal Bank of Canada
    • Visa Classic II Student
    • Visa Classic Student

  • TD Canada Trust
    • TD Green Visa Student
    • The GM Card Student

  • Vancity Credit Union
    • Enviro Classic VISA My VISA Rewards Plus

Thursday, April 1, 2010

April 2010 - Best Cashback Cards in Current Market

The subprime crisis has seen card issuers reduced the cash back incentives on their card products. This post lists currently the best cashback cards in the market, as of April 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before April 30, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Monday, March 15, 2010

US Dollar Credit Cards in Canada

  • BMO Bank of Montreal



    • U.S. Dollar Card
    • U.S. Dollar Gold Card

  • CIBC



    • CIBC U.S. Dollar VISA Card

  • Royal Bank of Canada



    • U.S. Dollar VISA Card

  • TD Canada Trust



    • TD U.S. Dollar Advantage VISA

Monday, March 1, 2010

March 2010 - Best Cashback Cards in current Market

The subprime crisis has seen card issuers reduced the cash back incentives on their card products. This post lists currently the best cashback cards in the market, as of March 2010.

If you know any other great cashback cards, please feel free to share! Thanks.

Citi Enrich MasterCard

MBNA PremierRewards Platinum Plus MasterCard

  • 1% cash back annually 
  • No annual fee
  • Exclusive platinum benefits and peace of mind 
  • Application online

Scotia L'earn Visa for Student

  • 0.25% cash back annually on total purchases up to $500  
  • 0.5% cash back on next $500
  • 1% cash back on remainder beyond $1,000
  • No annual fee
  • Secured VISA card option avaliable 
  • Application online

Capital One Cash Back Platinum MasterCard

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Application online

Capital One Miles Platinum MasterCard

  • Get 1 reward mile for every $1 spent on purchases 
  • Rewards miles can redeem to travel, cash, merchandise, or gift cards
  • No annual fee
  • Not available to residents of QC, NT, NU, or YT
  • Application online

TD Rebate Rewards Visa Card

  • 0.5% cash back annually on total purchases up to $3,000  
  • 1% cash back annually on total purchases above $3,000
  • No annual fee
  • Preferred rate at Budget Rent A Car
  • Application online

Amex Costco TrueEarnings Card

  • 0.25% cash back annually on retail purchase up to $1,000; 0.5% for next $2,000; 1% for amount over $3,000   
  • 2% cash back for gas purchase up to $3,000; 1% on any amount over $3,000
  • 3% cash back on eligible restaurant purchase
  • No annual fee
  • Application online

CIBC Dividend Card

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back annually on next $1,500
  • 1% cash back on remainder beyond $3,000
  • No annual fee
  • $100,000 Common Carrier Accident Insurance
  • AVIS car rental discounts up to 20% at participating locations
  • Application online

No-fee Scotia Moneyback Visa

  • 0.25% cash back annually on total purchases up to $1,500  
  • 0.5% cash back on next $1,500
  • 1% cash back on amount beyond $3,000
  • No annual fee
  • Application online
  • Current Promotion: open a card before April 30, 2010 and earn Moneyback rewards+ plus a 7.99% introductory interest rate on purchases for the first six months.

BMO CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car
  • No annual fee
  • Application online

BMO SPC (Student Price Card) CashBack MasterCard

  • 0.5% cash back
  • 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants
  • No annual fee
  • Application online

Monday, February 1, 2010

Cashback Cards/Cash Rebate Cards in Canada

Here is a list of cashback cards or cash rebate cards in Canada. I will write another post to name the best ones among them for cosumers soon. Stay tuned!

  • American Express
    • American Express Costco Platinum Cash Rebate Card

  • BMO Bank of Montreal
    • Mosaik MasterCard with 1% Cash Back Option
    • Mosaik MasterCard with Low Rate and, 1% Cash Back Option

  • Capital One Bank
    • Platinum Cash Rebate MasterCard

  • CIBC
    • CIBC Dividend Card
    • CIBC Dividend Platinum
    • CIBC Secured Dividend Card

  • CitiBank Canada
    • Citi Drivers' Edge Gold MasterCard
    • Citi Drivers' Edge MasterCard
    • Citi Drivers' Edge Platinum MasterCard
    • Citi Enrich MasterCard

  • Coast Capital Savings
    • Coast VISA Desjardins Platinum

  • Desjardins
    • VISA Desjardins Platinum

  • HSBC
    • Low Rate Gold HSBC MasterCard (with rewards)
    • HSBC Gold MasterCard (with rewards)
    • HSBC MasterCard (with rewards)

  • MBNA Canada Bank
    • PremierRewards Platinum Plus MasterCard

  • National Bank of Canada
    • Husky/Mohawk MasterCard
    • Reduced rate Ultramar MasterCard
    • Ultramar MasterCard

  • ScotiaBank
    • No-Fee Scotia Moneyback VISA
    • Scotia Moneyback VISA

  • TD Canada Trust
    • TD Gold Elite Visa
    • The GM Card
    • The GM Card Student

Friday, January 1, 2010

Gold Cards in Canada

Here is a list of cashback cards or cash rebate cards in Canada. I will write another post to name the best ones among them for cosumers soon. Stay tuned! 


  • American Express
    • American Express AeroplanPlus Gold Card
    • American Express AIR MILES Gold Credit Card
    • American Express Gold Card

  • BMO Bank of Montreal
    • Mosaik MasterCard with Low Rate and Gold WestJet 1/$15 Air Miles option
    • Mosaik MasterCard with Gold WestJet 1/$15 Air Miles option
    • U.S. Dollar Gold Card

  • Capital One Bank
    • Gold MasterCard

  • CIBC
    • CIBC Adventura Gold VISA Card
    • CIBC Aerogold VISA Card
    • CIBC Gold VISA Card
    • CIBC Secured Gold VISA Card
    • CIBC Secured Vacationgold VISA Card
    • CIBC Vacationgold VISA Card

  • CitiBank Canada
    • Citi Drivers' Edge Gold MasterCard
    • Citi Gold MasterCard

  • Citizens Bank of Canada
    • Gold Visa

  • Coast Capital Savings
    • Coast VISA Desjardins Elegance Gold
    • Coast VISA Desjardins Modulo Gold
    • Coast VISA Desjardins Odyssey Gold
    • Low Interest Rate Coast VISA Desjardins Elegance Gold
    • Low Interest Rate Coast VISA Odyssey Gold

  • Desjardins
    • Low Interest Rate VISA Elegance Gold
    • Low Interest Rate VISA Odyssey Gold
    • VISA Elegance Gold
    • VISA Modulo Gold
    • VISA Odyssey Gold

  • HSBC
    • Low Rate Gold HSBC MasterCard
    • Low Rate Gold HSBC MasterCard (with rewards)
    • HSBC Gold MasterCard
    • HSBC Gold MasterCard (with rewards)

  • Laurentian Bank
    • VISA Gold Card

  • MBNA Canada Bank
    • Gold MasterCard

  • National Bank of Canada
    • Gold Edition MasterCard
    • OVATION Gold MasterCard
    • Reduced rate Gold Edition MasterCard
    • Reduced rate OVATION Gold MasterCard

  • Royal Bank of Canada
    • AAdvantage Visa Gold
    • Visa Gold
    • Visa Gold Preferred

  • ScotiaBank
    • No-Fee ScotiaGold VISA Card
    • ScotiaGold Preferred VISA Card

  • TD Canada Trust
    • TD Gold Elite Visa
    • TD Gold Select Visa
    • TD Gold Travel Visa

  • Vancity Credit Union
    • EnviroExpenseGold My VISA Rewards Plus
    • EnviroGold VISA Low Interest Rate Option
    • EnviroGold VISA My VISA Rewards Plus
    • EnviroGold VISA My VISA Rewards Plus with Low Interest Rate Option
    •